Inspired by
Ramit Sethi?

Fabric by Gerber Life helps make protecting your family's financial future a little easier with a term life policy that is affordable and customized to your family's needs.

100% digital application

No unnecessary medical exams

Great rates for new parents

Take THE QUiZ

Let's get started

Apply for fast and affordable term life insurance in just 10 minutes

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AS SEEN IN

“If you have a family and people who depend on you, make sure your family is protected with term life insurance in case something unexpected happens to you”
- Ramit Sethi

Why choose Fabric?

An easier way to get life insurance

TRADITIONAL
METHOD

Apply in under 10 minutes

Fully digital experience

typically No medical exams

No sales calls

A brand you trust

The digital convenience you love, with a brand trusted by millions of families like yours for more than 50 years.

Price lock guarantee

Our promise to you: your price will never change, as long as your premiums are paid—no matter what happens in the economy.

Cancel anytime

We offer a 30-day money back guarantee and the ability to cancel your coverage at any time. Plus, there are no hidden fees—ever.

GET STARTED

Who knew family financial planning could make people so happy?

“Easy, lots of options, and the best rates I could find”

- Nicole

“I am very happy with how quick and easy it was to sign up for a 30 year term life insurance. I am also pleased with the cost.”

- Ese

“Convenient, easy, quick, and safe way to make my families future secure.”

- MICHAEL

SEE MORE REVIEWS

Build a plan that’s tailored to your needs

Term lengths

10-30 years

coverage amount

$100k to $5M

prices from

$7.85

GET STARTED
GET STARTED

Easy 3 step application

STEP 1

Apply in just 10 minutes

Traditional underwriting could take 10+ weeks. With our digital underwriting system, you could be instantly approved with no medical exam.

STEP 2

You could be approved instantly

Traditional underwriting could take 10+ weeks. With our digital underwriting system, you could be instantly approved with no medical exam.

STEP 3

Personalize your offer

Just like kids, policies come in all shapes and sizes. Tailor your term length or coverage amount to get the policy that’s right for you.

Got questions? We’ve got answers.

Who needs term life insurance?
How is term life different than whole life insurance?
What are “term length” and “coverage amount”?
Who issues your policies?
How much life insurance coverage do I need?
What’s covered with term life insurance from Fabric?
What's my price based on?
Will my price change?
How does billing work?
What's your cancellation policy?
Are there any hidden fees?